Otsego County and Oneonta City property record for 7 State St, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 939 sqft Living Area |
| Lot Size | 1,742 sqft (0.04 acres) |
| Garage | Attached, 276 sqft |
| Last Sale | $197,950 (2025) |
| Tax Bill | $4,518.00 (2025) |
| Primary APN | 361200 288.24-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Units | 26 Units |
| Building Area | 939 sqft Living Area |
| 1st Floor | 626 sqft 1st Floor |
| Upper Floors | 313 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 1,742 sqft (0.04 acres) |
| Depth X Width | 76 ft x 26 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 276 sqft Garage |
| Patio Area | 96 sqft Patio |
| Canopy Area | 24 sqft Canopy |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 4010 |
|---|---|
| Street Address | 7 STATE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1384 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.24-1-10
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 APPALACHIAN LN, ZION CROSSROADS, VA 22942-7020 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Apr 29, 2025 | Warranty Deed, Transfer · Stand Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Mar 11, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Doc Number | 20251622 |
| Prior Transfer Date | Jun 20, 2007 |
| Prior Transfer Doc | 0011050527 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 7 STATE ST, ONEONTA, NY 13820-1384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000583 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-6583 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 29, 2025 |
| Property Address | 7 STATE ST, ONEONTA, NY 13820-1384 |
| Document Number | 0000000622 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 2025-1622 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 AVERILL RD, COOPERSTOWN, NY 13326-1001 |
| Document Number | 0000000623 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2025-1623 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 11, 2024 |
| Property Address | 7 STATE ST APT Y3, Y3, ONEONTA, NY 13820-1391 |
| Document Number | 0000000047 |
| Instrument Date | Mar 05, 2024 |
| Instrument | 2024-947 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3820 ROSWELL RD NE UNIT 1017, 1017, ATLANTA, GA 30342-4450 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 | $119,000 (-) Land $4,800 Building $114,200 | $167,606 (+14.08%) Land $6,761 Building $160,845 |
| 2023 | $119,000 Land $4,800 Building $114,200 | $146,914 Land $5,926 Building $140,988 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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