Otsego County and Oneonta City property record for 7 State St, Apt W3, Oneonta, NY 13820
| Property Type | Townhouse |
|---|---|
| Details | 1 bd · 1.5 ba · 939 sqft · built 1987 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Feb 2006) |
| Tax Bill | $4,631 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.24-1-14 |
| Primary APN | 361200 288.24-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 26 Units |
| Stories | 1 Story |
| Building Area | 939 sqft Living Area |
| 1st Floor Area | 626 sqft |
| Upper Floors Area | 313 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 76 ft deep x 26 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 60 sqft |
| Canopy | 24 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 4013 |
|---|---|
| Street Address | 7 STATE ST, W3 |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1390 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 933, ONEONTA, NY 13820-0933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2006 · Amount on Record |
| Deed Sale | Feb 21, 2006 · Amount on Record |
| Prior Sale | Jul 3, 2003 · Amount on Record |
| Deed Book / Page | 1091 / 708 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,631.00 (+37.01%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,380.00 | $119,000 (-) Land $4,800 Building $114,200 | $167,606 (+14.08%) Land $6,761 Building $160,845 |
| 2023 | $119,000 Land $4,800 Building $114,200 | $146,914 Land $5,926 Building $140,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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