7 State St, Apt P3, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 7 State St, Apt P3, Oneonta, NY 13820

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 993 sqft · built 1987
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2021)
Tax Bill$4,631 (2026)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APN361200 288.24-1-6

Property Details

APN / Parcel Number

Primary APN361200 288.24-1-6
Alternative APNs
  • 120028802400010060000000
  • 3911 4002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units26 Units
Stories1 Story
Building Area993 sqft Living Area
1st Floor Area662 sqft
Upper Floors Area331 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions76 ft deep x 26 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 4002
Street Address7 STATE ST, P3
CityONEONTA
StateNY
Zip13820-1388
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code140
Legal Block1
Legal Lot Number6.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1015
Census Tract591000

Owner

7 State St, Apt P3 is owned by two individuals who bought it in August 2021.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 SEAN LOUIS CIR, WEST SPRINGFIELD, MA 01089-4561
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on File
Deed SaleAug 27, 2021 · Amount on File
Prior SaleApr 12, 2011 · Amount on File
Deed Document Number20214762
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateAug 27, 2021
Property Address7 STATE ST APT P3, P3, ONEONTA, NY 13820-1388
Document Number762
Instrument DateAug 16, 2021
Instrument2021-4762
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SEAN LOUIS CIR, WEST SPRINGFIELD, MA 01089-4561

Tax Assessment & Valuation

The 2026 property tax bill for 7 State St, Apt P3 was $4,631, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,631.00 (+2.5%)
2025$4,518.00$119,000 Land $4,800 Building $114,200$167,606 Land $6,761 Building $160,845
2023$119,000 Land $4,800 Building $114,200$146,914 Land $5,926 Building $140,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 State St, Apt P3 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 State St, Apt P3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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