7 Staal Ln, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 7 Staal Ln, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,629 sqft · built 1987
Lot Size	0.022 acres (948 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2021)
Tax Bill	$10,025 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00233-02-00060-0000-C0007`

Property Details

APN / Parcel Number

Primary APN	`31-00233-02-00060-0000-C0007`
Alternative APN	`3100233000200060 C0007`

Interior

Stories	2 Stories
Building Area	1,629 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	948 sqft (0.022 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7 STAAL LN
City	LODI
State	NJ
Zip	07644-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5PC
Legal Subdivision	WOODSIDE ESTATES
Legal Block	233
Legal Lot Number	60
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3000
Census Tract	30401

Owner

7 Staal Ln is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7 STAAL LN, LODI, NJ 07644-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 20, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 20, 2017	Grant Deed, Transfer FIRST JERSEY TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	2021133651
Deed Book / Page	4338 / 1250
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 STAAL LN, LODI, NJ 07644-3043
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056330680
Date	Oct 29, 2025
Book Page	5633/680
Instrument	2025073651

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 20, 2021
Property Address	7 STAAL LN, LODI, NJ 07644-3043
Document Number	0043381250
Book / Page	4338 / 1250
Instrument Date	Jul 29, 2021
Instrument	2021133651
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 RIVER RD # RDTH5, 1077, EDGEWATER, NJ 07020-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 STAAL LN, LODI, NJ 07644-3043

Mortgage

Document Number	2021133652
Date	Aug 20, 2021
Instrument	2021133652

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 20, 2017
Property Address	7 STAAL LN, LODI, NJ 07644-3043
Document Number	0027592007
Book / Page	002759 / 002007
Instrument Date	Sep 26, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST JERSEY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 KNICKERBOCKER RD DEMAREST NJ 076271402, DEMAREST, NJ 07627-1402

Tax Assessment & Valuation

The 2025 property tax bill for 7 Staal Ln was $10,025, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,200 (-) Land $125,000 Building $158,200	$283,200 (-) Land $125,000 Building $158,200
2025	$10,025.00 (+5.6%)	$283,200 Land $125,000 Building $158,200	$283,200 Land $125,000 Building $158,200
2024	$9,493.00
2023		$283,200 Land $125,000 Building $158,200	$283,200 Land $125,000 Building $158,200
2022	$9,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Staal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7 Staal Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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