7 Spruce St, Pawling, NY 12564 Property Records

Dutchess County and Pawling Town property record for 7 Spruce St, Pawling, NY 12564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,413 sqft · built 1993
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Mar 2004)
Tax Bill	$7,691 (2025)
Deeds & Mortgages	Mar 2022 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134089-7056-01-175612-0000`

Property Details

APN / Parcel Number

Primary APN	`134089-7056-01-175612-0000`
Alternative APNs	`408900705600011756120000` `134089 7.56-1-175.612` `11181613`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,413 sqft Living Area
1st Floor Area	717 sqft
2nd Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11181613
Street Address	7 SPRUCE ST
City	PAWLING
State	NY
Zip	12564-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRD
Legal Description	0.02 AC 1940 0649 1804 0704
Legal Subdivision	CEDAR VLY TWNHSES PH 02
Legal Block	1
Legal Lot Number	175
Jurisdiction	DUTCHESS NY
Township / Civil Division	PAWLING
Census Block Group	2
Census Block	2013
Census Tract	110004

Owner

Source: Dutchess County and Pawling Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SPRUCE ST, PAWLING, NY 12564-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 7, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2004 · Amount on Record
Deed Sale	Mar 19, 2004 · Amount on Record
Prior Sale	Feb 24, 2000 · Amount on Record
Deed Book / Page	22004 / 3872
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	7 SPRUCE ST, PAWLING, NY 12564-1503
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051722
Date	Mar 21, 2022
Instrument	51722

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	7 SPRUCE ST, PAWLING, NY 12564-1503
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4803
Date	Aug 19, 2021
Instrument	4803

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	7 SPRUCE ST, PAWLING, NY 12564-1503
Document Number	0000005650
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SPRUCE ST PAWLING NY 125641503, PAWLING, NY 12564-1503

Mortgage

Document Number	0000005650
Date	Sep 12, 2018
Instrument	5650

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2033

Tax Assessment & Valuation

Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Pawling Town
Unified School District	Pawling Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,691.00 (+19.48%)	$91,200 (-) Land $5,500 Building $85,700	$308,000 (+10.71%)
2023		$91,200 (-) Land $5,500 Building $85,700	$278,200 (+18.18%) Land $16,777 Building $261,423
2022		$91,200 Land $5,500 Building $85,700	$235,400 Land $14,196 Building $221,204
2020	$6,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR VALLEY WATERWORKS private · serves 300 people · EPA ID NY1322057
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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