Norfolk County and Milton Town property record for 7 Spruce St, Milton, MA 02186
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,174 sqft · built 1908 |
| Lot Size | 0.351 acres (15,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2009) |
| Tax Bill | $12,718 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MILT M:I B:013 L:2 |
| Primary APN | MILT M:I B:013 L:2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,174 sqft Living Area |
| Gross Area | 5,672 sqft |
| Basement Area | 1,338 sqft |
| Unfinished Basement | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,298 sqft (0.351 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7 SPRUCE ST |
|---|---|
| City | MILTON |
| State | MA |
| Zip | 02186-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | MOUNT PLEASANT |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | MILTON MA |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 416101 |
7 Spruce St is owned and occupied by two individuals who bought it in July 2009.
Source: Norfolk County and Milton Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SPRUCE ST, MILTON, MA 02186-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on File |
| Deed Sale | Jul 23, 2009 · Amount on File |
| Deed Document Number | 200983496 |
| Deed Book / Page | 26917 / 470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILTON MA |
| Property Address | 7 SPRUCE ST, MILTON, MA 02186-4633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36650-330 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 36650/330 |
| Instrument | 16398 |
| Name | HARBORONE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2044 |
The 2025 property tax bill for 7 Spruce St was $12,718, up 2.7% from the year before.
Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Milton Town |
| Unified School District | Milton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,718.00 (+2.69%) | $1,146,800 (+1.11%) Land $527,300 Building $619,500 | $1,215,810 |
| 2024 | $12,385.00 (+0.68%) | $1,134,200 (+5.12%) Land $502,100 Building $632,100 | |
| 2023 | $12,301.00 | $1,079,000 Land $478,300 Building $600,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Spruce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netafy, Norwood Broadband.
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