Nassau County and Hempstead Town property record for 7 Spruce St, Cedarhurst, NY 11516
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,090 sqft · built 2005 |
| Lot Size | 0.152 acres (6,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Oct 2014) |
| Tax Bill | $13,557 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-421-00-0049 |
| Primary APN | 39-421-00-0049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 42 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,634 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39421 00490 |
|---|---|
| Street Address | 7 SPRUCE ST |
| City | CEDARHURST |
| State | NY |
| Zip | 11516-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 015 |
| Legal Block | 421 |
| Legal Lot Number | 49 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 411200 |
7 Spruce St is owned and occupied by two individuals who bought it in October 2014.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SPRUCE ST, CEDARHURST, NY 11516-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on File |
| Deed Sale | Oct 1, 2014 · Amount on File |
| Prior Sale | Oct 18, 2013 · Amount on File |
| Deed Document Number | 2014158 |
| Deed Book / Page | 13127 / 946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 7 SPRUCE ST, CEDARHURST, NY 11516-2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | JODA ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 7 SPRUCE ST, CEDARHURST, NY 11516-2017 |
| Document Number | M465110408 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | M46511/408 |
| Instrument | 2022-42033 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 7 SPRUCE ST, CEDARHURST, NY 11516-2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | JODA ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 7 SPRUCE ST, CEDARHURST, NY 11516-2017 |
| Document Number | M465110396 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | M46511/396 |
| Instrument | 2022-42032 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 7 Spruce St was $13,557.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Cedarhurst Village |
| Unified School District | Lawrence Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983 Land $301 Building $682 | $983,000 | |
| 2025 | $13,557.00 | ||
| 2023 | $12,942.00 Additional exemption filed | $1,014 Land $310 Building $704 | $1,014,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Spruce St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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