7 Spruce Ridge Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 7 Spruce Ridge Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1980
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jul 2026)
Tax Bill	$5,101 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-1516-25`

Property Details

APN / Parcel Number

Primary APN	`2-1516-25`
Alternative APN	`GLOC M:016 B:109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-1516-25
Street Address	7 SPRUCE RIDGE DR
City	CHEPACHET
State	RI
Zip	02814-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	109
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2006
Census Tract	13102

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CENTER LLC
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NETWORK FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202657492
Deed Book / Page	994 / 272
Prior Transfer Date	Nov 21, 2022
Prior Transfer Doc	000919-204
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jul 24, 2026
Property Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525
Document Number	0000057492
Book / Page	994 / 272
Instrument Date	Jul 24, 2026
Instrument	202657492
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525

Mortgage

Date	Jul 24, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jan 27, 2023
Property Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525
Document Number	000919-204
Book / Page	919 / 204
Instrument Date	Nov 21, 2022
Instrument	51139
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Aug 5, 2021
Property Address	7 SPRUCE RIDGE DR, CHEPACHET, RI 02814-1525
Document Number	877-112
Book / Page	877 / 112
Instrument Date	Aug 5, 2021
Instrument	47534
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 WAMPANOAG TRL APT 108, 108, RIVERSIDE, RI 02915-1010

Mortgage

Document Number	47535
Date	Aug 5, 2021
Instrument	47535

Lender

Name	NETWORK FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,101.00 (+0.08%)	$357,700 (-) Land $152,800 Building $204,900	$500,135
2023	$5,097.00 (+9.05%)	$357,700 (+43.02%) Land $152,800 Building $204,900
2022	$4,674.00	$250,100 Land $102,300 Building $147,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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