7 Spruce Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 7 Spruce Ln, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	1 ba · 1,017 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Jun 2019)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-197-04174700`

Property Details

APN / Parcel Number

Primary APN	`02-197-04174700`
Alternative APNs	`219704174700` `19704174700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,017 sqft Gross Area
1st Floor Area	705 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19704174700
Street Address	7 SPRUCE LN
City	ANNAPOLIS
State	MD
Zip	21401-7018
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	LT 3W J H CRANDALL SUB
Legal Subdivision	J H CRANDALL SUB
Legal Block	1
Legal Lot Number	3W
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702402

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1466, ANNAPOLIS, MD 21404-1466
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage CAPITAL BANK NA
Jun 5, 2019	Deed, Transfer · Commercial Mortgage REVERE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Feb 4, 2019
Deed Book / Page	33205 / 342
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7 SPRUCE LN, ANNAPOLIS, MD 21401-7018
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419640170
Date	Jan 5, 2026
Book Page	41964/170

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount Recorded

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 5, 2019
Property Address	7 SPRUCE LN, ANNAPOLIS, MD 21401-7018
Document Number	0332050342
Book / Page	33205 / 342
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 1466, ANNAPOLIS, MD 21404-1466

Mortgage

Document Number	33205347
Date	Jun 5, 2019
Instrument	33205/347

Lender

Name	REVERE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,800 (+7.64%) Land $171,700 Building $72,100	$243,800 (+7.64%) Land $171,700 Building $72,100
2025	$3,137.00 (+26.85%)
2023	$2,473.00	$226,500 Land $171,700 Building $54,800	$226,500 Land $171,700 Building $54,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures