7 Spring St, Bel Air, MD 21014 Property Records

Harford County property record for 7 Spring St, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,197 sqft · built 2007
Lot Size	1.54 acres (67,082 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Jul 1991)
Tax Bill	$7,396 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-062228`

Property Details

APN / Parcel Number

Primary APN	`03-062228`
Alternative APNs	`3062228` `062228`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,197 sqft Total Area
Utility Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	185 ft deep x 180 ft wide
Garage Type	Mixed
Garage Area	1,776 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	656 sqft
Patio Area	500 sqft
Gazebo	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062228
Street Address	7 SPRING ST
City	BEL AIR
State	MD
Zip	21014-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.54 ACRES 7 SPRING STREET P/O HARF DALE PT 2/10
Legal Subdivision	SCOTT E HOLLEY LAND
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303802

Owner

7 Spring St is owner-occupied and held in a trust since May 2024.

Source: Harford County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	7 SPRING ST, BEL AIR, MD 21014-2368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 1991 · Amount on File
Deed Sale	Jul 17, 1991 · Amount on File
Deed Book / Page	1727 / 399
Last Transfer Date	May 14, 2024
Transfer Doc	0162770129
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	7 SPRING ST, BEL AIR, MD 21014-2368
Document Number	0123250261
Book / Page	012325 / 000261
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SPRING ST BEL AIR MD 210142368, BEL AIR, MD 21014-2368

Mortgage

Document Number	0123250261
Date	May 2, 2017
Book Page	012325/000261

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Spring St was $7,396 with a homeowner's exemption, up 8.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,396.00 (+8.78%) Homeowner's exemption	$678,667 (+2.12%)	$706,800 (+6.35%) Land $125,400 Building $581,400
2025	$6,799.00 Homeowner's exemption	$664,600 Land $125,400 Building $539,200	$664,600 Land $125,400 Building $539,200
2023		$598,267	$664,600 Land $125,400 Building $539,200
2022	$6,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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