7 Spring House Ct, Rising Sun, MD 21911 Property Records

Cecil County property record for 7 Spring House Ct, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,356 sqft · built 1989
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$209,500 (Apr 2017)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-031749`

Property Details

APN / Parcel Number

Primary APN	`06-031749`
Alternative APNs	`6031749` `031749`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	192 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031749
Street Address	7 SPRING HOUSE CT
City	RISING SUN
State	MD
Zip	21911-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 R3
Legal Description	LOT 27 - .204 ACRE 7 SPRING HOUSE COURT SPRING MEADOW
Legal Subdivision	SPRING MEADOWS
Legal Lot Number	27
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	4
Census Block	4014
Census Tract	31302

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SPRING HOUSE CT, RISING SUN, MD 21911-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2017	Grant Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Book / Page	4050 / 446
Prior Transfer Date	Aug 30, 1991
Prior Transfer Doc	0356000916
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	7 SPRING HOUSE CT, RISING SUN, MD 21911-1831
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048800194
Date	May 13, 2021
Book Page	4880/194

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Apr 13, 2017
Property Address	7 SPRING HOUSE CT, RISING SUN, MD 21911-1831
Document Number	0040500446
Book / Page	004050 / 000446
Instrument Date	Apr 5, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7 SPRING HOUSE CT RISING SUN MD 219111831, RISING SUN, MD 21911-1831

Mortgage

Document Number	40500452
Date	Apr 13, 2017
Book Page	004050/000452

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Rising Sun Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,400 (+13.28%)	$251,200 (+6.22%) Land $62,500 Building $188,700
2025	$3,916.00 (+32.07%) Homeowner's exemption
2023	$2,965.00 Homeowner's exemption	$213,100	$236,500 Land $62,500 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021
Water Source	Purchased surface water from CHESTER WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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