7 Spiria Ct, Bloomington, IL 61701 Property Records

McLean County property record for 7 Spiria Ct, Bloomington, IL 61701 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1990
Lot Size0.151 acres (6,583 sqft)
OwnerIndividual Name on File
Tax Bill$4,745 (2024)
Deeds & MortgagesDec 2025 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-17-109-018

Property Details

APN / Parcel Number

Primary APN21-17-109-018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area1,684 sqft
1st Floor Area1,144 sqft
Basement Area48 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,583 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area140 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7 SPIRIA CT
CityBLOOMINGTON
StateIL
Zip61701-7819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND ADD TO OAKWOODS DEV LOT 188
Legal Range02E
Legal Township23N
Legal Section17
Legal SubdivisionSECOND ADD
Legal Lot Number188
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group3
Census Block3022
Census Tract1404

Owner

Source: McLean County records · APN 21-17-109-018

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 SPIRIA CT, BLOOMINGTON, IL 61701-7819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 25, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address7 SPIRIA CT, BLOOMINGTON, IL 61701-7819
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SPIRIA CT, BLOOMINGTON, IL 61701-7819

Mortgage

Document Number202500018302
DateDec 22, 2025
Instrument2025-00018302
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexSOFR Average 30-Day
Max Rate10.2%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address7 SPIRIA CT, BLOOMINGTON, IL 61701-7819
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SPIRIA CT, BLOOMINGTON, IL 61701-7819

Mortgage

Document Number202200015193
DateAug 25, 2022
Instrument2022-00015193
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueDec 01, 2046

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$73,602 (+26.24%) Land $14,135 Building $59,467$220,806 (+26.24%) Land $42,405 Building $178,401
2024$4,745.00 (+7.09%)
2023$4,431.00$58,302 Land $11,197 Building $47,105$174,906 Land $33,591 Building $141,315

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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