St. Charles County property record for 7 Spencer Path Ct, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,859 sqft · built 1978 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2020) |
| Tax Bill | $4,021 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 406320B033 |
| Primary APN | 406320B033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,249 sqft Living Area |
| Gross Area | 3,059 sqft |
| 1st Floor Area | 1,079 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 390 sqft |
| Unfinished Basement | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 387 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 406320B033 |
|---|---|
| Street Address | 7 SPENCER PATH CT |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD4 |
| Legal Description | SPENCER CREEK NORTH VLG #8 LOT 833 |
| Legal Subdivision | SPENCER CREEK NORTH VLG #8 |
| Legal Lot Number | 833 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311203 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SPENCER PATH CT, SAINT PETERS, MO 63376-2558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Quit Claim Deed, Transfer DAS ACQUISITION |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 202071283 |
| Prior Transfer Date | Sep 8, 2020 |
| Prior Transfer Doc | 0000000083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 24, 2020 |
| Property Address | 7 SPENCER PATH CT, SAINT PETERS, MO 63376-2558 |
| Document Number | 0000071283 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 71283 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ORT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 SPENCER PATH CT ST PETERS MO 633762558, ST PETERS, MO 63376-2558 |
| Document Number | 71284 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 71284 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 28, 2019 |
| Property Address | 7 SPENCER PATH CT, SAINT PETERS, MO 63376-2558 |
| Document Number | 0070791362 |
| Book / Page | 7079 / 1362 |
| Map Reference | MB 20 PG 80 |
| Instrument Date | May 23, 2019 |
| Instrument | 20190528000252120 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SPENCER PATH CT, SAINT PETERS, MO 63376-2558 |
| Document Number | 20190528000252140 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 20190528000252140 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,858 (-) | $304,517 (-) Land $60,000 Building $244,517 | |
| 2025 | $4,021.00 | $57,858 (+8.7%) | $304,517 (+8.7%) Land $60,000 Building $244,517 |
| 2023 | $53,226 | ||
| 2022 | $280,136 Land $50,000 Building $230,136 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2022) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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