7 Spencer Ln, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 7 Spencer Ln, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1987
Lot Size	0.028 acres (1,224 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jul 2016)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00059-0000-15807`

Property Details

APN / Parcel Number

Primary APN	`01-00059-0000-15807`
Alternative APNs	`01000590000158070000CONDO` `0100059000015807 CONDO`

Interior

Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	1,224 sqft (0.028 acres)

Location & Zoning

Old Parcel Number	01000590000158070000CONDO
Street Address	7 SPENCER LN
City	BEDMINSTER
State	NJ
Zip	07921-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	ADDITIONAL LOTS: STONE EDGE MODEL B
Legal Subdivision	STONE-EDGE
Legal Block	59
Legal Lot Number	15807
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

7 Spencer Ln is owned and occupied by an individual who bought it in July 2016.

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7 SPENCER LN, BEDMINSTER, NJ 07921-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Prior Sale	Jun 24, 2002 · Amount on File
Deed Document Number	201629485
Deed Book / Page	6888 / 3392
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	7 SPENCER LN, BEDMINSTER, NJ 07921-1642
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018336
Date	Mar 22, 2021
Book Page	7322/1765
Instrument	2021018336

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	7 SPENCER LN, BEDMINSTER, NJ 07921-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022161
Date	May 29, 2020
Book Page	7214/3307
Instrument	2020022161

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Spencer Ln was $6,798, up 4.7% from the year before.

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,900 (+6.78%) Land $284,600 Building $318,300	$602,900 (+6.78%) Land $284,600 Building $318,300
2025	$6,798.00 (+4.68%)	$564,600 Land $266,000 Building $298,600	$564,600 Land $266,000 Building $298,600
2024	$6,494.00
2023		$472,500 Land $211,300 Building $261,200	$472,500 Land $211,300 Building $261,200
2022	$6,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Spencer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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