7 Spencer Ct, Newark, DE 19702 Property Records

New Castle County property record for 7 Spencer Ct, Newark, DE 19702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 783 sqft · built 1982
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Sep 2020)
Tax Bill$1,766 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-033.30-261

Property Details

APN / Parcel Number

Primary APN10-033.30-261

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area783 sqft Living Area
1st Floor Area783 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions115 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address7 SPENCER CT
CityNEWARK
StateDE
Zip19702-5312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNCPUD
Legal SubdivisionTAYLORTOWNE
Legal Lot Number159
JurisdictionNEW CASTLE DE
Township / Civil DivisionNEW CASTLE
Census Block Group1
Census Block1014
Census Tract14906

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 SPENCER CT, NEWARK, DE 19702-5312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed, Transfer · FHA Mortgage
NFM INC
Jun 5, 2020Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number202081571
Record UpdatedJun 8, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 21, 2020
Property Address7 SPENCER CT, NEWARK, DE 19702-5312
Document Number0000081571
Map ReferenceMF 6398
Instrument DateSep 9, 2020
Instrument20200921-0081571
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 CLARK RDG, 35, HOCKESSIN, DE 19707-1500

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7 SPENCER CT, NEWARK, DE 19702-5312

Mortgage

Document Number0000081575
DateSep 21, 2020
Instrument20200921-0081575
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Mortgage

Document Number0000081576
DateSep 21, 2020
Instrument20200921-0081576
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

June 2020: Foreclosure

Document TypeForeclosure
JurisdictionNEW CASTLE DE
Recording DateJun 5, 2020
Property Address7 SPENCER CT, NEWARK, DE 19702-5312
Document Number0000045726
Instrument DateMay 4, 2020
Instrument45726
Transaction TypeForeclosure
Record UpdatedJul 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,600.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35 CLARK RDG HOCKESSIN DE 197071500, HOCKESSIN, DE 19707-1500

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,766.00 (+12.48%)$209,600 (+471.12%) Land $49,400 Building $160,200
2024$226,440
2023$1,570.00$36,700 Land $8,200 Building $28,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1999–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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