7 Southgate Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 7 Southgate Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,356 sqft · built 1988
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jan 2017)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:072 L:036`

Property Details

APN / Parcel Number

Primary APN	`KENB M:072 L:036`
Alternative APNs	`M:072 L:036 U:000` `2245`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2245
Street Address	7 SOUTHGATE RD
City	KENNEBUNK
State	ME
Zip	04043-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	36
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1004
Census Tract	28004

Owner

7 Southgate Rd is owned and occupied by two individuals who bought it in January 2017.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 SOUTHGATE RD, KENNEBUNK, ME 04043-7364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 22, 2020	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Jan 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20171795
Deed Book / Page	17403 / 316
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	7 SOUTHGATE RD, KENNEBUNK, ME 04043-7364
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186360193
Date	Apr 21, 2021
Book Page	18636/193
Instrument	2021022691

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	7 SOUTHGATE RD, KENNEBUNK, ME 04043-7364
Document Number	0182250615
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 SOUTHGATE RD KENNEBUNK ME 040437364, KENNEBUNK, ME 04043-7364

Mortgage

Document Number	0182250615
Date	Apr 22, 2020
Book Page	018225/000615
Instrument	17214

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jan 13, 2017
Property Address	7 SOUTHGATE RD, KENNEBUNK, ME 04043-7364
Document Number	0174030316
Book / Page	17403 / 316
Instrument	2017001795
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$48.07
Amount Accuracy	Non-Arm's Length Transaction
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	, 17403/0319
Date	Jan 13, 2017
Instrument	17403/0319

Lender

Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Southgate Rd was $8,327, up 17.3% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,327.00 (+17.28%)	$845,400 (+101.81%) Land $421,500 Building $423,900
2024	$7,100.00 (+5.61%)	$418,900 (-) Land $161,500 Building $257,400
2023	$6,723.00 (+9.92%)	$418,900 (-) Land $161,500 Building $257,400	$866,970
2022	$6,116.00	$418,900 Land $161,500 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Southgate Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Southgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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