7 Skylark Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 7 Skylark Ln, Cold Spring, KY 41076 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,128 sqft · built 1988
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-20-117.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-20-117.00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 SKYLARK LN
City	COLD SPRING
State	KY
Zip	41076-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 TYLER ACRE SUBD
Legal Subdivision	TYLER ACRES
Legal Lot Number	25
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1037
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-20-117.00

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 26, 2007
Transfer Doc	0001900281
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Apr 07, 2026
Property Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Document Number	0006035164
Book / Page	1162 / 706
Instrument Date	Mar 28, 2026
Instrument	20266035164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	0006035164,
Date	Apr 07, 2026
Book Page	1162/706
Instrument	20266035164

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934

Mortgage

Document Number	0005165631
Date	Feb 23, 2023
Book Page	M1097/641
Instrument	5165631

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Transaction Type	Mortgage
Record Updated	Mar 09, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005137599
Date	Aug 06, 2021
Book Page	M1053/870
Instrument	5137599

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 01, 2036

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005368767
Date	Oct 18, 2024
Book Page	M1130/100
Instrument	5368767

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 SKYLARK LN, COLD SPRING, KY 41076-1934
Document Number	0005082723
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SKYLARK LN COLD SPRING KY 410761934, COLD SPRING, KY 41076-1934

Mortgage

Document Number	0005082723
Date	Oct 26, 2018
Book Page	000966/000194
Instrument	5082723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+6.66%) Homeowner's exemption	$227,600 (+34.67%) Land $30,000 Building $197,600	$227,600 (+34.67%) Land $30,000 Building $197,600
2023	$2,028.00 (+6.12%)	$169,000 (+10.53%) Land $30,000 Building $139,000	$169,000 (+10.53%) Land $30,000 Building $139,000
2022	$1,911.00	$152,900 Land $14,100 Building $138,800	$152,900 Land $14,100 Building $138,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	22 (1979–2018)
Claims Outside the SFHA	3 of 22
Most Recent Claim	May 2018, rainfall accumulation
Claims By Storm	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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