7 Simms Ct, Kensington, MD 20895 Property Records

Montgomery County property record for 7 Simms Ct, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,720 sqft · built 1971
Lot Size	0.092 acres (4,013 sqft)
Owner	Individual on Record
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-01255827`

Property Details

APN / Parcel Number

Primary APN	`13-01255827`
Alternative APN	`01255827`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,013 sqft (0.092 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01255827
Street Address	7 SIMMS CT
City	KENSINGTON
State	MD
Zip	20895-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK PALISADES
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	Z
Legal Lot Number	40
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703502

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Sep 21, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2022
Transfer Doc	0656230205
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 20, 2022
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0656230205
Book / Page	65623 / 205
Map Reference	MB 90 PL 9746
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SIMMS CT, KENSINGTON, MD 20895-1335

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SIMMS CT, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0648520024
Date	Dec 17, 2021
Book Page	64852/24

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0601720311
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SIMMS CT KENSINGTON MD 208951335, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0601720311
Date	Jul 31, 2020
Book Page	060172/000311

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0590500391
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SIMMS CT KENSINGTON MD 208951335, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0590500391
Date	Feb 13, 2020
Book Page	059050/000391

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0571900246
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SIMMS CT KENSINGTON MD 208951335, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0571900246
Date	Feb 7, 2019
Book Page	057190/000246

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0550560143
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SIMMS CT KENSINGTON MD 208951335, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0550560143
Date	Oct 11, 2017
Book Page	055056/000143

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SIMMS CT, KENSINGTON, MD 20895-1335
Document Number	0538140345
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SIMMS CT KENSINGTON MD 208951335, KENSINGTON, MD 20895-1335

Mortgage

Document Number	0538140345
Date	Feb 15, 2017
Book Page	053814/000345

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,200 (+11.2%)	$595,700 (-) Land $205,100 Building $390,600
2025	$6,347.00 (+12.58%)	$486,700 (+12.61%)	$595,700 (+37.83%) Land $205,100 Building $390,600
2024	$5,638.00 (+5.15%)
2023		$432,200 Land $205,100 Building $227,100	$432,200 Land $205,100 Building $227,100
2022	$5,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

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