7 Sim St, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 7 Sim St, Utica, NY 13501

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,352 sqft · built 1900
Lot Size	0.141 acres (6,171 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2001)
Tax Bill	$3,113 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301600 330.29-3-10`

Property Details

APN / Parcel Number

Primary APN	`301600 330.29-3-10`
Alternative APNs	`160033002900030100000000` `06.089680`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,171 sqft (0.141 acres)
Lot Dimensions	51 ft deep x 121 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	278 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06.089680
Street Address	7 SIM ST
City	UTICA
State	NY
Zip	13501-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-06-07-001 11770 330.029-0003-010.000/0000
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	1
Census Block	1001
Census Tract	21701

Owner

7 Sim St is owned and occupied by two individuals who bought it in November 2001.

Source: Oneida County and Utica City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 SIM ST, UTICA, NY 13501-5925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2001 · Amount on File
Deed Sale	Nov 8, 2001 · Amount on File
Prior Sale	Jul 22, 1997 · Amount on File
Deed Book / Page	3018 / 197
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7 SIM ST, UTICA, NY 13501-5925
Document Number	0000001787
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SIM ST UTICA NY 135015925, UTICA, NY 13501-5925

Mortgage

Document Number	0000001787
Date	Feb 1, 2017
Instrument	1787

Lender

Name	ADIRONDACK BK
Type	Bank
Address	UTICA, NY 13501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 31, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 7 Sim St was $3,113 with a homeowner's exemption, up 188% from the year before.

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,113.00 (+187.97%) Homeowner's exemption
2025	$1,081.00	$80,600 Land $12,000 Building $68,600	$217,850 Land $32,434 Building $185,416
2023		$80,600 (-) Land $12,000 Building $68,600	$187,442 (+11.63%) Land $27,907 Building $159,535
2022	$3,865.00 Homeowner's exemption	$80,600 Land $12,000 Building $68,600	$167,917 Land $25,000 Building $142,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Sim St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Sim St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20