7 Silver Ln, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 7 Silver Ln, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,334 sqft · built 1995
Lot Size	6.58 acres (287,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,441 (Jan 2018)
Tax Bill	$14,375 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-20001-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`18-20001-0000-00032`
Alternative APN	`18000200200004`

Interior

Stories	2 Stories
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Lot Area	287,060 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	18000200200004
Street Address	7 SILVER LN
City	SPARTA
State	NJ
Zip	07871-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	SPARTA
Legal Block	20001
Legal Lot Number	32
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4010
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SILVER LN, SPARTA, NJ 07871-3455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jan 30, 2018	Grant Deed, Transfer · Conventional with PMI GLORIA MASIERO
Jul 24, 2017	Loan Modification, Mortgage · Line of Credit OCEANFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	201810025130
Deed Book / Page	3463 / 797
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 SILVER LN, SPARTA, NJ 07871-3455
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVER LN JN, JN, SPARTA, NJ 07871-3455

Mortgage

Document Number	0102591607
Date	Jul 26, 2023
Book Page	10259/1607
Instrument	2023013037

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 SILVER LN, SPARTA, NJ 07871-3455
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	EMPOWER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101890214
Date	Aug 17, 2022
Book Page	10189/214
Instrument	20220817010242560

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 30, 2018
Property Address	7 SILVER LN, SPARTA, NJ 07871-3455
Document Number	0034630797
Book / Page	003463 / 000797
Instrument Date	Jan 15, 2018
Instrument	25130
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SILVER LN SPARTA NJ 078713455, SPARTA, NJ 07871-3455

Mortgage

Document Number	95740589
Date	Jan 30, 2018
Book Page	009574/000589
Instrument	25140

Lender

Name	GLORIA MASIERO
Address	415 ARBOR VW, POMPTON PLAINS, NJ 07444-1525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	7 SILVER LN, SPARTA, NJ 07871-3455
Document Number	0095290366
Book / Page	009529 / 000366
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVER LN SPARTA NJ 078713455, SPARTA, NJ 07871-3455

Mortgage

Document Number	0095290366
Date	Sep 13, 2017
Book Page	009529/000366
Instrument	191510

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08754

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,900 (-) Land $178,600 Building $213,300	$391,900 (-) Land $178,600 Building $213,300
2025	$14,375.00 (+2.2%)	$391,900 (-) Land $178,600 Building $213,300	$391,900 (-) Land $178,600 Building $213,300
2024	$14,065.00 (+5.5%)
2023		$391,900 Land $178,600 Building $213,300	$391,900 Land $178,600 Building $213,300
2022	$13,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Planet Networks.

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