7 Silva Ter, Oxford, CT 06478 Property Records

Oxford Town property record for 7 Silva Ter, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,295 sqft · built 1985
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$659,900 (Aug 2025)
Tax Bill	$7,039 (2026)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Aug 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U0376200`

Property Details

APN / Parcel Number

Primary APN	`U0376200`
Alternative APNs	`OXFO M:29 B:73 L:A-75` `OXFD M:29 B:73 L:A-75`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
Gross Area	6,315 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	U0376200
Street Address	7 SILVA TER
City	OXFORD
State	CT
Zip	06478-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	73
Legal Lot Number	A-75
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1040
Census Tract	346101

Owner

7 Silva Ter is owned and occupied by two individuals who bought it in August 2025.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 SILVA TER, OXFORD, CT 06478-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Warranty Deed, Transfer · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC
Aug 4, 2025	Quit Claim Deed, Transfer Quitclaim
May 31, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Book / Page	479 / 994
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	0479001021
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Aug 4, 2025
Property Address	7 SILVA TER, OXFORD, CT 06478-1815
Document Number	000479-994
Book / Page	479 / 994
Instrument Date	Jul 31, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVA TER, OXFORD, CT 06478-1815

Mortgage

Document Number	1294710025
Date	Aug 4, 2025
Instrument	1294710025

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Aug 1, 2035
Index	1-Year CMT

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Aug 4, 2025
Property Address	7 SILVA TER, OXFORD, CT 06478-1815
Document Number	00479-1021
Book / Page	479 / 1021
Instrument Date	Jul 31, 2025
Transaction Type	Transfer
Record Updated	Aug 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 SILVA TER, OXFORD, CT 06478-1815

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	7 SILVA TER, OXFORD, CT 06478-1815
Document Number	416-1096
Book / Page	000416 / 001096
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVA TER OXFORD CT 064781815, OXFORD, CT 06478-1815

Mortgage

Document Number	416-1096
Date	Jun 14, 2017
Book Page	000416/001096
Instrument	91673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 7 Silva Ter was $7,039, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,039.00 (+2.7%)	$342,510 (-) Land $73,570 Building $268,940	$600,393 (+150.42%)
2025	$6,854.00	$342,510 Land $73,570 Building $268,940	$239,757 Land $51,499 Building $188,258
2024	$6,854.00 (+18.34%)
2023	$5,792.00	$236,300 Land $75,500 Building $160,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Silva Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Silva Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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