7 Shoreline Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Shoreline Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,223 sqft · built 2002
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Mar 2010)
Tax Bill	$8,103 (2025)
Deeds & Mortgages	Apr 2023 Refinance May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:131 B:30-G L`

Property Details

APN / Parcel Number

Primary APN	`M:131 B:30-G L`
Alternative APNs	`WEST M:131 B:30 L:G` `3023395`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,223 sqft Living Area
Gross Area	6,464 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3023395
Street Address	7 SHORELINE DR
City	WESTERLY
State	RI
Zip	02891-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	30
Legal Lot Number	G
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3052
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SHORELINE DR, WESTERLY, RI 02891-3718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit DIME BK
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2010 · Amount on Record
Deed Sale	Mar 17, 2010 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	1861 / 306
Transfer Doc	2643
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 SHORELINE DR, WESTERLY, RI 02891-3718
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-4840
Date	Apr 21, 2023
Book Page	2023/4840
Instrument	2023-1232

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 SHORELINE DR, WESTERLY, RI 02891-3718
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-7969
Date	May 1, 2020
Book Page	2020/7969
Instrument	2020-1830

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 SHORELINE DR, WESTERLY, RI 02891-3718
Document Number	2019-2092
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHORELINE DR WESTERLY RI 028913718, WESTERLY, RI 02891-3718

Mortgage

Document Number	2019-2092
Date	Dec 20, 2019
Book Page	002019/022092
Instrument	5513

Lender

Name	DIME BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2029

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 20, 2017
Property Address	7 SHORELINE DR, WESTERLY, RI 02891-3718
Document Number	2017-771
Book / Page	002017 / 010771
Instrument Date	Jun 12, 2017
Instrument	2643
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHORELINE DR WESTERLY RI 028913718, WESTERLY, RI 02891-3718

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,103.00 (-8.3%)	$1,139,600 (+24.07%) Land $391,900 Building $747,700	$1,355,300
2023	$8,836.00 (+0.63%)	$918,500 (-) Land $280,100 Building $638,400
2022	$8,781.00	$918,500 Land $280,100 Building $638,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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