Montgomery County property record for 7 Shipwright Ct, Gaithersburg, MD 20877 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,392 sqft · built 1990 |
| Lot Size | 0.148 acres (6,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jan 2018) |
| Tax Bill | $7,805 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02790962 |
| Primary APN | 09-02790962 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Living Area |
| Gross Area | 3,832 sqft |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,460 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02790962 |
|---|---|
| Street Address | 7 SHIPWRIGHT CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAYBROOKE 2 |
| Legal Subdivision | SAYBROOKE |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700720 |
Source: Montgomery County records · APN 09-02790962
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Jan 12, 2018 | Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on Record |
| Deed Sale | Jan 12, 2018 · Amount on Record |
| Prior Sale | Jan 21, 1998 · Amount on Record |
| Deed Book / Page | 55484 / 272 |
| Transfer Doc | 0000282487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0678010157 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 67801/157 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0671810074 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 67181/74 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0657600449 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 65760/449 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0640950217 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 64095/217 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0608560082 |
| Instrument Date | Oct 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Address | 7 SHIPWRIGHT CT GAITHERSBURG MD 208774319, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0608560082 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 060856/000082 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 12, 2018 |
| Property Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0554840272 |
| Book / Page | 55484 / 0272 |
| Map Reference | MB149 PG17018 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | EASTERN TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | ROCKVILLE, MD 20877 |
| Name | Verified Name |
|---|---|
| Address | 7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319 |
| Document Number | 0055484281 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 55484/281 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2033 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,900 (+7.13%) Land $180,600 Building $427,300 | $607,900 (-) Land $180,600 Building $427,300 | |
| 2025 | $7,805.00 (+8.04%) | $567,433 (+16.64%) | $607,900 (+24.95%) Land $180,600 Building $427,300 |
| 2024 | $7,224.00 (+30.07%) | ||
| 2023 | $486,500 Land $180,600 Building $305,900 | $486,500 Land $180,600 Building $305,900 | |
| 2022 | $5,554.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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