7 Shipwright Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 7 Shipwright Ct, Gaithersburg, MD 20877 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,392 sqft · built 1990
Lot Size	0.148 acres (6,460 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jan 2018)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-02790962`

Property Details

APN / Parcel Number

Primary APN	`09-02790962`
Alternative APN	`02790962`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,392 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,334 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,460 sqft (0.148 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02790962
Street Address	7 SHIPWRIGHT CT
City	GAITHERSBURG
State	MD
Zip	20877-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAYBROOKE 2
Legal Subdivision	SAYBROOKE
Legal Block	A
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	700720

Owner

Source: Montgomery County records · APN 09-02790962

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
May 16, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jan 12, 2018	Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Jan 21, 1998 · Amount on Record
Deed Book / Page	55484 / 272
Transfer Doc	0000282487
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0678010157
Date	Mar 06, 2024
Book Page	67801/157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0671810074
Date	Jul 11, 2023
Book Page	67181/74

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0657600449
Date	May 16, 2022
Book Page	65760/449

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0640950217
Date	Sep 22, 2021
Book Page	64095/217

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Document Number	0608560082
Instrument Date	Oct 05, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHIPWRIGHT CT GAITHERSBURG MD 208774319, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0608560082
Date	Oct 22, 2020
Book Page	060856/000082

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 12, 2018
Property Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319
Document Number	0554840272
Book / Page	55484 / 0272
Map Reference	MB149 PG17018
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	EASTERN TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ROCKVILLE, MD 20877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHIPWRIGHT CT, GAITHERSBURG, MD 20877-4319

Mortgage

Document Number	0055484281
Date	Jan 12, 2018
Instrument	55484/281

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,900 (+7.13%) Land $180,600 Building $427,300	$607,900 (-) Land $180,600 Building $427,300
2025	$7,805.00 (+8.04%)	$567,433 (+16.64%)	$607,900 (+24.95%) Land $180,600 Building $427,300
2024	$7,224.00 (+30.07%)
2023		$486,500 Land $180,600 Building $305,900	$486,500 Land $180,600 Building $305,900
2022	$5,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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