7 Sharpe Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 7 Sharpe Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,298 sqft · built 1972
Lot Size	0.497 acres (21,660 sqft)
Owner	2 Individual Names on File
Last Sale	$529,200 (Jan 2019)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-640-20634632`

Property Details

APN / Parcel Number

Primary APN	`03-640-20634632`
Alternative APNs	`364020634632` `64020634632`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	1,200 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,660 sqft (0.497 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	129 sqft
Deck Area	477 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	64020634632
Street Address	7 SHARPE RD
City	ANNAPOLIS
State	MD
Zip	21409-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 28 PL 4 PENDENNIS MOUNT
Legal Subdivision	PENDENNIS MOUNT
Legal Block	1
Legal Lot Number	28
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 SHARPE RD, ANNAPOLIS, MD 21409-6235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 17, 2019	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Feb 22, 2000 · Amount on File
Deed Book / Page	32815 / 349
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7 SHARPE RD, ANNAPOLIS, MD 21409-6235
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SHARPE RD, ANNAPOLIS, MD 21409-6235

Mortgage

Document Number	0367660356
Date	May 12, 2021
Book Page	36766/356

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 17, 2019
Property Address	7 SHARPE RD, ANNAPOLIS, MD 21409-6235
Document Number	0328150349
Book / Page	32815 / 349
Map Reference	MB 25 PL 23
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,938.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SHARPE RD, ANNAPOLIS, MD 21409-6235

Mortgage

Document Number	0032815356
Date	Jan 17, 2019
Instrument	32815/356

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,633 (+9.08%)	$714,400 (+8.06%) Land $436,400 Building $278,000
2025	$7,917.00 (+13.54%)
2023	$6,973.00	$638,633	$661,100 Land $436,400 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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