7 Seneca Ter, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 7 Seneca Ter, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,902 sqft · built 1978
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2019)
Tax Bill	$2,458 (2026)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Refinance + 1 more
APN	`7779-00-1881`

Property Details

APN / Parcel Number

Primary APN	`7779-00-1881`
Alternative APN	`6050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	1,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,250 sqft (0.396 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Deck Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6050
Street Address	7 SENECA TER
City	FREDERICKSBURG
State	VA
Zip	22401-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 51 S 2 BL 284-C-51 ALTOONA
Legal Subdivision	2 ALTOONA SD
Legal Lot Number	51
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3011
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7 Seneca Ter is owned and occupied by an individual who bought it in August 2019.

Source: Fredericksburg City records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7 SENECA TER, FREDERICKSBURG, VA 22401-1114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CRDIT UNION
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAXTER CREDIT UNION
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Feb 2, 2015 · Amount on File
Deed Document Number	2015242
Deed Book / Page	539 / 498
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	7 SENECA TER, FREDERICKSBURG, VA 22401-1114
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201533
Date	May 20, 2022
Instrument	202201533

Lender

Name	BAXTER CRDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 30, 2032

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	7 SENECA TER, FREDERICKSBURG, VA 22401-1114
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104409
Date	Nov 12, 2021
Instrument	202104409

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	Annually

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Aug 5, 2019
Property Address	7 SENECA TER, FREDERICKSBURG, VA 22401-1114
Document Number	0190001684
Instrument Date	Jul 30, 2019
Instrument	190001684
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SENECA TER, FREDERICKSBURG, VA 22401-1114

Mortgage

Document Number	0190001685
Date	Aug 5, 2019
Instrument	190001685

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0190001686
Date	Aug 5, 2019
Instrument	190001686

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Seneca Ter was $2,458.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,458.00	$303,500 Land $100,000 Building $203,500	$303,500 Land $100,000 Building $203,500
2024	$2,083.00	$234,100 Land $60,000 Building $174,100	$234,100 Land $60,000 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 Seneca Ter; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Seneca Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Xfinity.

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