7 Seneca Ave, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 7 Seneca Ave, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	1,989 sqft · built 1958
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2007)
Tax Bill	$13,322 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42-05204-0000-00055`

Property Details

APN / Parcel Number

Primary APN	`42-05204-0000-00055`
Alternative APN	`4203523000000011`

Interior

Stories	1 Story
Building Area	1,989 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	191 ft deep x 79 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4203523000000011
Street Address	7 SENECA AVE
City	OAKLAND
State	NJ
Zip	07436-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.316 AC
Legal Block	5204
Legal Lot Number	55
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	5
Census Block	5003
Census Tract	39200

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SENECA AVE, OAKLAND, NJ 07436-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 18, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Prior Sale	Oct 6, 2003 · Amount on Record
Deed Document Number	200762216
Deed Book / Page	9325 / 204
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 SENECA AVE, OAKLAND, NJ 07436-2807
Document Number	0034090726
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 SENECA AVE OAKLAND NJ 074362807, OAKLAND, NJ 07436-2807

Mortgage

Document Number	0034090726
Date	Nov 16, 2019
Book Page	003409/000726
Instrument	78458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 SENECA AVE, OAKLAND, NJ 07436-2807
Document Number	0032732110
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SENECA AVE OAKLAND NJ 074362807, OAKLAND, NJ 07436-2807

Mortgage

Document Number	0032732110
Date	Jun 21, 2019
Book Page	003273/002110
Instrument	39322

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,000 (+8.74%) Land $329,300 Building $333,700	$663,000 (+8.74%) Land $329,300 Building $333,700
2025	$13,322.00 (+3.06%)	$609,700 (+13.52%) Land $312,700 Building $297,000	$609,700 (+13.52%) Land $312,700 Building $297,000
2024	$12,926.00 (+5.09%)
2023		$537,100 Land $269,800 Building $267,300	$537,100 Land $269,800 Building $267,300
2022	$12,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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