Kennebec County and Winthrop Town property record for 7 Second Cove Rd, Winthrop, ME 04364
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 1990 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $382,500 (May 2017) |
| Tax Bill | $6,082 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Mar 2005 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINP M:036 L:014 |
| Primary APN | WINP M:036 L:014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 6,048 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,600 sqft |
| Unfinished Basement | 1,600 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,928 sqft (0.71 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2800 |
|---|---|
| Street Address | 7 SECOND COVE RD |
| City | WINTHROP |
| State | ME |
| Zip | 04364-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SL |
| Legal Lot Number | 14 |
| Jurisdiction | WINTHROP ME |
| Township / Civil Division | WINTHROP |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Winthrop Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Mar 2, 2005 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| Nov 30, 2015 | Deed of Trust, Mortgage · Line of Credit SKOWHEGAN SB |
| Jan 23, 2013 | Deed of Trust, Mortgage · ARM MEGASTAR FNCL CORP |
| Apr 20, 2011 | Deed of Trust, Mortgage RELIANT MTG CO |
| Mar 24, 2009 | Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK |
| Oct 24, 2006 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| May 15, 2017 | Warranty Deed, Transfer KENNEBUNK SVGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Deed Document Number | 20179586 |
| Deed Book / Page | 12603 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020013981 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 13603/306 |
| Instrument | 2020013981 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000005305 |
|---|---|
| Date | Mar 2, 2005 |
| Book Page | 08320/0338 |
| Instrument | 000000005305 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | Mar 2, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000029834 |
|---|---|
| Date | Nov 30, 2015 |
| Book Page | 12171/0212 |
| Instrument | 000000029834 |
| Name | SKOWHEGAN SB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 11, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001562 |
|---|---|
| Date | Jan 23, 2013 |
| Book Page | 11285/0205 |
| Instrument | 000000001562 |
| Name | MEGASTAR FNCL CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2020 |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000008147 |
|---|---|
| Date | Apr 20, 2011 |
| Book Page | 10712/0083 |
| Instrument | 000000008147 |
| Name | RELIANT MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 168 Months |
| Due | Apr 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007702 |
|---|---|
| Date | Mar 24, 2009 |
| Book Page | 10020/0091 |
| Instrument | 000000007702 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 24, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2012 |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032040 |
|---|---|
| Date | Oct 24, 2006 |
| Book Page | 09119/0169 |
| Instrument | 000000032040 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINTHROP ME |
| Recording Date | May 15, 2017 |
| Property Address | 7 SECOND COVE RD, WINTHROP, ME 04364-3900 |
| Document Number | 2017009586 |
| Book / Page | 12603 / 0001 |
| Instrument | 2017009586 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017009587 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017009587 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | May 15, 2042 |
Source: Kennebec County and Winthrop Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Winthrop Town |
| Unified School District | Winthrop (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,082.00 | $263,300 (-) Land $52,600 Building $210,700 | |
| 2024 | $6,082.00 (+6.11%) | $263,300 (-) Land $52,600 Building $210,700 | |
| 2022 | $5,732.00 | $263,300 Land $52,600 Building $210,700 | $366,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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