7 Sebago Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 7 Sebago Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$7,758 (2024)
Flood Zone	Zone X (minimal risk)
APN	`372200 22.82-1-37`

Property Details

APN / Parcel Number

Primary APN	`372200 22.82-1-37`
Alternative APNs	`220002208200010370000000` `039700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Waterfront
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	039700
Street Address	7 SEBAGO RD
City	CARMEL
State	NY
Zip	10512-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	37.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1051
Census Tract	10300

Owner

7 Sebago Rd is owned and occupied by an individual.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 SEBAGO RD, CARMEL, NY 10512-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,000 Land $38,200 Building $216,800	$255,000 Land $38,200 Building $216,800
2024	$7,758.00
2023		$164,900 (-) Land $10,000 Building $154,900	$239,680 (+21.66%) Land $14,535 Building $225,145
2022		$164,900 Land $10,000 Building $154,900	$197,013 Land $11,947 Building $185,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Sebago Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Sebago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20