7 Scott Dr, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 7 Scott Dr, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,225 sqft · built 1984
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$166,850 (May 1996)
Tax Bill	$7,089 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more
APN	`414089 217.6-2-9`

Property Details

APN / Parcel Number

Primary APN	`414089 217.6-2-9`
Alternative APN	`408921700600020090000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	197 ft deep x 203 ft wide
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	54 sqft
Patio Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7 SCOTT DR
City	MALTA
State	NY
Zip	12020-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	SIDE: S
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	4
Census Block	4009
Census Tract	61904

Owner

7 Scott Dr is owned and occupied by two individuals who bought it in May 1996.

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 SCOTT DR, BALLSTON SPA, NY 12020-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 1996 · Amount on File
Deed Sale	May 17, 1996 · Amount on File
Deed Book / Page	1435 / 457
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 SCOTT DR, MALTA, NY 12020-3811
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031532
Date	Dec 1, 2025
Instrument	2025031532

Lender

Name	BROADVIEW FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	109 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 SCOTT DR, MALTA, NY 12020-3811
Document Number	0000030417
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SCOTT DR BALLSTON SPA NY 120203811, BALLSTON SPA, NY 12020-3811

Mortgage

Document Number	0000030417
Date	Nov 3, 2020
Instrument	30417

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 2, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 SCOTT DR, MALTA, NY 12020-3811
Document Number	0000010597
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SCOTT DR BALLSTON SPA NY 120203811, BALLSTON SPA, NY 12020-3811

Mortgage

Document Number	0000010597
Date	Apr 11, 2018
Instrument	10597

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7 Scott Dr was $7,089.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,089.00	$518,000 Land $80,000 Building $438,000	$518,000 Land $80,000 Building $438,000
2023		$444,000 Land $80,000 Building $364,000	$444,000 Land $80,000 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 Scott Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Scott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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