7 School St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 7 School St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1981
Lot Size	0.669 acres (29,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2017)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Dec 2021 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R01 B:0000 L:0077C`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R01 B:0000 L:0077C`
Alternative APN	`NBRY M:0R01 B:0000 L:0077C`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,464 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,146 sqft (0.669 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 SCHOOL ST
City	BYFIELD
State	MA
Zip	01922-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	NEWBURY
Legal Lot Number	77C
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3007
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SCHOOL ST, BYFIELD, MA 01922-1610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Aug 15, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	Dec 16, 2002 · Amount on Record
Deed Book / Page	36102 / 75
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	7 SCHOOL ST, NEWBURY, MA 01922-1610
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040538-362
Date	Dec 1, 2021
Book Page	40538/362
Instrument	20211201005650

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	7 SCHOOL ST, NEWBURY, MA 01922-1610
Document Number	37977-286
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SCHOOL ST NEWBURY MA 019221610, NEWBURY, MA 01922-1610

Mortgage

Document Number	37977-286
Date	Oct 29, 2019
Book Page	037977/000286
Instrument	1029002230

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Aug 15, 2017
Property Address	7 SCHOOL ST, NEWBURY, MA 01922-1610
Document Number	36102-75
Book / Page	036102 / 000075
Instrument Date	Aug 11, 2017
Instrument	1708150267
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SCHOOL ST NEWBURY MA 019221610, NEWBURY, MA 01922-1610

Mortgage

Document Number	36102-77
Date	Aug 15, 2017
Book Page	036102/000077
Instrument	1708150268

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,032.00 (+0.56%)	$675,400 (+3.67%) Land $299,700 Building $375,700	$697,300
2024	$5,004.00 (-4.32%)	$651,500 (+8.01%) Land $299,700 Building $351,800
2023	$5,230.00	$603,200 Land $279,700 Building $323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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