7 Schember Rd, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 7 Schember Rd, Bay Shore, NY 11706

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,986 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`472889 312.-2-58`

Property Details

APN / Parcel Number

Primary APN	`472889 312.-2-58`
Alternative APNs	`0500-312.00-02.00-058.000` `288931200000020580000000` `472800636340` `645970`

Interior

Building Area	1,140 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	12,197 sqft (0.28 acres)
Lot Width	116 ft Width
Garage Type	Attached
Garage Area	252 sqft

Location & Zoning

Account Number	645970
Street Address	7 SCHEMBER RD
City	BAY SHORE
State	NY
Zip	11706-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2196577Y187132 T016H00000000
Legal Subdivision	MAP OF CAUSEWAY FARMS SECTION 5
Legal Block	2000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1003
Census Tract	146704

Owner

Source: Suffolk County and Islip Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Mar 17, 2026	Deed, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Jun 15, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BETHPAGE FCU
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018
Deed Sale	Nov 21, 2018
Prior Sale	Aug 19, 1998 · Amount on Record
Deed Book / Page	12988 / 353
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0129880353
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Aug 27, 2026
Property Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Document Number	2374000097
Book / Page	23747 / 97
Instrument Date	May 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615

Mortgage

Document Number	2374000097,
Date	Aug 27, 2026
Book Page	23747/97

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 17, 2026
Property Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Document Number	0133290533
Book / Page	13329 / 533
Instrument Date	Feb 19, 2026
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231600503
Date	Aug 4, 2020
Book Page	23160/503
Instrument	DL018898

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Document Number	0231600504
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SCHEMBER RD BAY SHORE NY 117063615, BAY SHORE, NY 11706-3615

Mortgage

Document Number	0231600504
Date	Aug 4, 2020
Book Page	023160/000504

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 21, 2018
Property Address	7 SCHEMBER RD, BAY SHORE, NY 11706-3615
Document Number	0129880353
Book / Page	12988 / 353
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 JUNIPER AVE, SMITHTOWN, NY 11787-3469

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,600 (-) Land $7,700 Building $29,900	$529,578 (-) Land $108,451 Building $421,127
2024	$10,986.00		$529,578 (+2.54%) Land $108,451 Building $421,127
2023		$37,600 Land $7,700 Building $29,900	$516,483 Land $105,769 Building $410,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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