7 Sandy Way, Reading, PA 19607 Property Records

Berks County property record for 7 Sandy Way, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Sep 2026)
Tax Bill	$3,573 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5314-05-18-7210`

Property Details

APN / Parcel Number

Primary APN	`5314-05-18-7210`
Alternative APNs	`39-5314-05-18-7210` `39545007` `545007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Basement Area	720 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Frame/Masonry
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	756 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39545007
Street Address	7 SANDY WAY
City	READING
State	PA
Zip	19607-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SANDY WAY
Legal Block	18
Legal Lot Number	7
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1006
Census Tract	11603

Owner

Source: Berks County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SANDY WAY, READING, PA 19607-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 22, 2017	Deed of Trust, Mortgage · FHA Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Oct 6, 2009 · Amount on Record
Deed Document Number	202631454
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 18, 2026
Property Address	7 SANDY WAY, READING, PA 19607-3308
Document Number	0000031454
Instrument Date	Sep 10, 2026
Instrument	202631454
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST PLATINUM ABSTRACT INC, FIRST PLATINUM ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SANDY WAY, READING, PA 19607-3308

Mortgage

Document Number	0000031455,
Date	Sep 18, 2026
Instrument	202631455

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	7 SANDY WAY, READING, PA 19607-3308
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036671
Date	Oct 23, 2019
Instrument	2019036671

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2024

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	7 SANDY WAY, READING, PA 19607-3308
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009963
Date	Mar 22, 2017
Instrument	2017009963

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,573.00 (+24.84%)	$179,900 (-) Land $38,300 Building $141,600	$38,300 (-78.71%) Land $38,300
2024	$2,862.00	$179,900 Land $38,300 Building $141,600
1994			$179,900 Land $38,300 Building $141,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA FLYING HILLS WA SYS private · serves 5,100 people · EPA ID PA3060018
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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