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7 S Tracy St, Charleston, SC 29403 Property Records

Charleston County property record for 7 S Tracy St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,596 sqft · built 1930
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Tax Bill$1,471 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2017 Transfer
Flood ZoneZone X (moderate risk)
APN460-04-03-072

Property Details

APN / Parcel Number

Primary APN460-04-03-072

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,596 sqft Living Area
1st Floor Area930 sqft
Upper Floors Area666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions74 ft deep x 30 ft wide
PorchSlab
Porch Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address7 S TRACY ST
CityCHARLESTON
StateSC
Zip29403-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -7 TRACY ST DESCRIPTION -PTS LTS 17&18
Legal Subdivision7 TRACY ST
Legal Lot Number17-18
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1028
Census Tract5300

Owner

7 S Tracy St is owned and occupied by two individuals who acquired it in December 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 S TRACY ST, CHARLESTON, SC 29403-4700
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage
NOT AVAILABLE
Dec 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 18, 2017
Transfer Doc0688/0651
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address7 S TRACY ST, CHARLESTON, SC 29403-4700
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013770936
DateMar 26, 2026
Book Page1377/936
Lender
NameNOT AVAILABLE
Agreement
AmountAmount on Record

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateDec 27, 2017
Property Address7 S TRACY ST, CHARLESTON, SC 29403-4700
Document Number0688/0651
Book / Page000688 / 000651
Instrument DateDec 18, 2017
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address7 S TRACY ST CHARLESTON SC 294034700, CHARLESTON, SC 29403-4700

Tax Assessment & Valuation

The 2025 property tax bill for 7 S Tracy St was $1,471, up 18% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,471.00 (+17.96%)$284,337 (+3,098.39%) Land $234,887 Building $49,450$504,700 Land $345,300 Building $159,400
2024$1,247.00$8,890
2022$1,140.00$8,890$312,800 Land $258,400 Building $54,400
2020$312,800 Land $258,400 Building $54,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 S Tracy St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 128 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies130 units insured
incl. 2 condo units
Nearby Flood Claims28 (1982–2022)
Claims Outside the SFHA6 of 28
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms And Flooding, Oct 2015 · 8 claims
  • Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 S Tracy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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