7 S River Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 7 S River Dr, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1972
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Dec 2019)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02620-0000-00559`

Property Details

APN / Parcel Number

Primary APN	`10-02620-0000-00559`
Alternative APN	`1000042000000559`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	1000042000000559
Street Address	7 S RIVER DR
City	WILLIAMSTOWN
State	NJ
Zip	08094-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Subdivision	COLLINGS LAKES SEC 06
Legal Block	2620
Legal Lot Number	559
Jurisdiction	ATLANTIC NJ
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1019
Census Tract	11201

Owner

Source: Atlantic County and Folsom Borough records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 S RIVER DR, WILLIAMSTOWN, NJ 08094-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage POLICE AND FIRE FEDERAL CREDIT UNION
Dec 11, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Mar 27, 2009 · Amount on Record
Deed Document Number	201961039
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Recording Date	Jun 30, 2026
Property Address	7 S RIVER DR, WILLIAMSTOWN, NJ 08094-2651
Document Number	0000028550
Instrument Date	May 14, 2026
Instrument	202628550
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 S RIVER DR, WILLIAMSTOWN, NJ 08094-2651

Mortgage

Document Number	0000028550,
Date	Jun 30, 2026
Instrument	202628550

Lender

Name	POLICE AND FIRE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Dec 11, 2019
Property Address	7 S RIVER DR, WILLIAMSTOWN, NJ 08094-2651
Document Number	0000061039
Instrument Date	Nov 20, 2019
Instrument	61039
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	LANDIS TITLE CORPORATION, LANDIS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 S RIVER DR WILLIAMSTOWN NJ 080942651, WILLIAMSTOWN, NJ 08094-2651

Mortgage

Document Number	61040
Date	Dec 11, 2019
Instrument	61040

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Folsom Borough
Unified School District	Folsom Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,000 (-) Land $66,300 Building $70,700	$137,000 (-) Land $66,300 Building $70,700
2025	$3,218.00 (+7.16%)	$137,000 (-) Land $66,300 Building $70,700	$137,000 (-) Land $66,300 Building $70,700
2024	$3,003.00 (+1.35%)
2023		$137,000 Land $66,300 Building $70,700	$137,000 Land $66,300 Building $70,700
2022	$2,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1981–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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