7 Ruthven Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 7 Ruthven Ave, Worcester, MA 01606

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,834 sqft · built 1905
Lot Size	0.147 acres (6,393 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (May 2021)
Tax Bill	$8,142 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-023-00010`

Property Details

APN / Parcel Number

Primary APN	`13-023-00010`
Alternative APN	`WORC M:13 B:023 L:00010`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,834 sqft Living Area
Gross Area	5,763 sqft
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,393 sqft (0.147 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	13-023-00010
Street Address	7 RUTHVEN AVE
City	WORCESTER
State	MA
Zip	01606-2850
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BG-3
Legal Block	23
Legal Lot Number	10
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3021
Census Tract	730500

Owner

7 Ruthven Ave, a triplex, is owned and occupied by an individual who bought it in May 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 RUTHVEN AVE, WORCESTER, MA 01606-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Book / Page	65204 / 379
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 19, 2021
Property Address	7 RUTHVEN AVE, WORCESTER, MA 01606-2850
Document Number	65204-379
Book / Page	65204 / 379
Instrument Date	May 19, 2021
Instrument	69575
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUTHVEN AVE, WORCESTER, MA 01606-2850

Mortgage

Document Number	69576
Date	May 19, 2021
Instrument	69576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 17, 2018
Property Address	7 RUTHVEN AVE, WORCESTER, MA 01606-2850
Document Number	59414-190
Book / Page	59414 / 190
Instrument	98126
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594140192
Date	Sep 17, 2018
Instrument	59414/0192

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ruthven Ave was $8,142, up 3.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,142.00 (+3.48%)	$613,100 (+2.78%) Land $117,300 Building $495,800
2025	$7,868.00	$596,500 Land $111,700 Building $484,800
2023	$6,974.00	$486,300 Land $97,100 Building $389,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Ruthven Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2005–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Ruthven Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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