7 Ruthellen Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 7 Ruthellen Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1962
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Nov 2021)
Tax Bill	$8,127 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0105 B:0404 L:4`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0105 B:0404 L:4`
Alternative APN	`6167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,919 sqft
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6167
Street Address	7 RUTHELLEN RD
City	CHELMSFORD
State	MA
Zip	01824-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	404
Legal Lot Number	4
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3019
Census Tract	317102

Owner

7 Ruthellen Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 RUTHELLEN RD, CHELMSFORD, MA 01824-4032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Oct 27, 1989 · Amount on File
Deed Document Number	202168285
Deed Book / Page	36544 / 165
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	7 RUTHELLEN RD, CHELMSFORD, MA 01824-4032
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039377-251
Date	Jul 14, 2025
Book Page	39377/251
Instrument	21402

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Nov 23, 2021
Property Address	7 RUTHELLEN RD, CHELMSFORD, MA 01824-4032
Document Number	36544-165
Book / Page	36544 / 165
Instrument Date	Nov 23, 2021
Instrument	68285
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 RUTHELLEN RD, CHELMSFORD, MA 01824-4032

Mortgage

Document Number	68286
Date	Nov 23, 2021
Instrument	68286

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ruthellen Rd was $8,127, up 6.9% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,127.00 (+6.89%)	$612,400 (+11.96%) Land $369,600 Building $242,800	$642,485 (-)
2025	$7,603.00 (+2.94%)	$547,000 (+0.87%) Land $336,700 Building $210,300	$642,485 (+1.32%)
2024	$7,386.00 (-0.62%)	$542,300 (+4.85%) Land $336,700 Building $205,600	$634,125
2023	$7,432.00	$517,200 Land $362,000 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ruthellen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ruthellen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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