7 Rustic Way, North Kingstown, RI 02852 Property Records

North Kingstown Town property record for 7 Rustic Way, North Kingstown, RI 02852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1970
Lot Size	0.495 acres (21,576 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Jul 1995)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`NKIN M:045 B:065`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:045 B:065`
Alternative APN	`43269`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,080 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,576 sqft (0.495 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	43269
Street Address	7 RUSTIC WAY
City	NORTH KINGSTOWN
State	RI
Zip	02852-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	65
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2032
Census Tract	50402

Owner

7 Rustic Way is owned and occupied by two individuals who bought it in July 1995.

Source: North Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 RUSTIC WAY, NORTH KINGSTOWN, RI 02852-7121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1995 · Amount on File
Deed Sale	Jul 14, 1995 · Amount on File
Deed Book / Page	936 / 68
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	7 RUSTIC WAY, NORTH KINGSTOWN, RI 02852-7121
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003708-294
Date	Jul 31, 2025
Book Page	3708/294
Instrument	2804

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	7 RUSTIC WAY, NORTH KINGSTOWN, RI 02852-7121
Document Number	3155-151
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RUSTIC WAY NORTH KINGSTOWN RI 028527121, NORTH KINGSTOWN, RI 02852-7121

Mortgage

Document Number	3155-151
Date	Oct 29, 2018
Book Page	003155/000151
Instrument	4489

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	7 RUSTIC WAY, NORTH KINGSTOWN, RI 02852-7121
Document Number	3155-166
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUSTIC WAY NORTH KINGSTOWN RI 028527121, NORTH KINGSTOWN, RI 02852-7121

Mortgage

Document Number	3155-166
Date	Oct 29, 2018
Book Page	003155/000166
Instrument	4490

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7 Rustic Way was $6,874.

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,874.00	$622,600 Land $266,700 Building $355,900	$753,545
2023	$6,898.00	$481,000 Land $231,500 Building $249,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Rustic Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 units insured incl. 25 condo units
Nearby Flood Claims	9 (1991–2012)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2012 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Rustic Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustic Way

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