7 Rum Cherry Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 7 Rum Cherry Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Aug 2017)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
APN	`414089 230.6-2-24`

Property Details

APN / Parcel Number

Primary APN	`414089 230.6-2-24`
Alternative APN	`408923000600020240000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Width	112 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 RUM CHERRY RD
City	MALTA
State	NY
Zip	12020-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	SIDE: W LOT 1322
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2000
Census Tract	61907

Owner

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 RUM CHERRY RD, BALLSTON SPA, NY 12020-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ADIRONDACK TRUST COMPANY
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Aug 8, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Dec 15, 2015 · Amount on Record
Deed Book / Page	2017 / 24976
Prior Transfer Date	May 16, 2004
Prior Transfer Doc	0016830134
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 10, 2021
Property Address	7 RUM CHERRY RD, MALTA, NY 12020-4313
Document Number	2021020601
Instrument Date	May 21, 2021
Instrument	2021020601
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 CONCORD ST, MALTA, NY 12020-5265

Mortgage

Document Number	2021020602
Date	Jun 10, 2021
Instrument	2021020602

Lender

Name	ADIRONDACK TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	7 RUM CHERRY RD, MALTA, NY 12020-4313
Document Number	0000036330
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RUM CHERRY RD MALTA NY 120204313, MALTA, NY 12020-4313

Mortgage

Document Number	0000036330
Date	Dec 21, 2020
Instrument	36330

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Aug 8, 2017
Property Address	7 RUM CHERRY RD, MALTA, NY 12020-4313
Document Number	0000024976
Instrument Date	Jul 25, 2017
Instrument	24976
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 MARLOW AVE BREMERTON WA 983104489, BREMERTON, WA 98310-4489

Mortgage

Document Number	24977
Date	Aug 8, 2017
Instrument	24977

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,575.00	$389,000 (+14.41%) Land $60,000 Building $329,000	$389,000 (+14.41%) Land $60,000 Building $329,000
2023		$340,000 Land $60,000 Building $280,000	$340,000 Land $60,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA WATER DISTRICT #1 serves 8,950 people · EPA ID NY4511620
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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