St. Charles County property record for 7 Royallchase Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,670 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000973 |
| Primary APN | A972000973 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Basement Area | 1,626 sqft |
| Finished Basement | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 602 sqft |
| Sewer | Connected |
|---|
| Account Number | A972000973 |
|---|---|
| Old Parcel Number | A972000973 |
| Street Address | 7 ROYALLCHASE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | MANORS AT ROYALLSPRINGS #8 LOT 172 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #8 |
| Legal Lot Number | 172 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311732 |
Source: St. Charles County records · APN A972000973
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7 ROYALLCHASE CT, O FALLON, MO 63368-6850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2023 |
| Deed Sale | Dec 01, 2023 |
| Prior Sale | Dec 01, 2023 |
| Deed Document Number | 0000048980 |
| Last Transfer Date | Jun 05, 2024 |
| Transfer Doc | 0000021827 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 ROYALLCHASE CT, O FALLON, MO 63368-6850 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1918 ACORN TRAIL DR, FLORISSANT, MO 63031-7423 |
| Document Number | 0000012337 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024R-012337 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 01, 2023 |
| Property Address | 7 ROYALLCHASE CT, O FALLON, MO 63368-6850 |
| Document Number | 0000048980 |
| Map Reference | MB 33 PG 270 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023R-048980 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1327 DANIEL WAY, THE VILLAGES, FL 34762-6643 |
| Name | Verified Name |
|---|---|
| Address | 7 ROYALLCHASE CT, O FALLON, MO 63368-6850 |
| Document Number | 0000048981 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 2023R-048981 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,186.00 | $65,190 (+4.39%) | $343,107 (+4.39%) Land $60,000 Building $283,107 |
| 2023 | $62,447 | ||
| 2022 | $328,669 Land $50,000 Building $278,669 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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