7 Royal Ct, Reading, PA 19607 Property Records

Berks County property record for 7 Royal Ct, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,314 sqft · built 1995
Lot Size	3.51 acres (153,331 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Mar 2019)
Tax Bill	$6,143 (2026)
Deeds & Mortgages	Jul 2022 Second Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4395-20-81-0354`

Property Details

APN / Parcel Number

Primary APN	`4395-20-81-0354`
Alternative APNs	`39-4395-20-81-0354` `39203503` `203503`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,314 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Lot Area	153,331 sqft
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	448 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39203503
Street Address	7 ROYAL CT
City	READING
State	PA
Zip	19607-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PAUMAR ESTATES
Legal Block	81
Legal Lot Number	4
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3000
Census Tract	11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 ROYAL CT, READING, PA 19607-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU
Mar 8, 2019	Deed, Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Deed Document Number	20196974
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0000047918
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	7 ROYAL CT, READING, PA 19607-9323
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030154
Date	Jul 26, 2022
Instrument	2022030154

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 8, 2019
Property Address	7 ROYAL CT, READING, PA 19607-9323
Document Number	0000006974
Map Reference	MB 190 PG 62
Instrument Date	Feb 21, 2019
Instrument	2019006974
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROYAL CT, READING, PA 19607-9323

Mortgage

Document Number	0000006975
Date	Mar 8, 2019
Instrument	2019006975

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000006976
Date	Mar 8, 2019
Instrument	2019006976

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,143.00 (+30.73%) Homeowner's exemption	$309,300 (+4.71%) Land $42,100 Building $267,200	$42,100 (-85.75%) Land $42,100
2024	$4,699.00	$295,400 Land $42,100 Building $253,300
1994			$295,400 Land $42,100 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures