7 Rowley Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 7 Rowley Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,582 sqft · built 1964
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Jul 2020)
Tax Bill	$13,951 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0010 B:0028 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0010 B:0028 L`
Alternative APN	`112`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	4,513 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	112
Street Address	7 ROWLEY RD
City	TOPSFIELD
State	MA
Zip	01983-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORA
Legal Block	28
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	3
Census Block	3001
Census Tract	214100

Owner

7 Rowley Rd is owned and occupied by an individual who bought it in July 2020.

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 ROWLEY RD, TOPSFIELD, MA 01983-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jan 15, 1992 · Amount on File
Deed Document Number	2020740
Deed Book / Page	38697 / 205
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	38697-205
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	7 ROWLEY RD, TOPSFIELD, MA 01983-1028
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39479-167
Date	Feb 1, 2021
Book Page	39479/167
Instrument	20210201004690

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jul 10, 2020
Property Address	7 ROWLEY RD, TOPSFIELD, MA 01983-1028
Document Number	38697-205
Book / Page	038697 / 000205
Instrument Date	Jul 6, 2020
Instrument	10000740
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,488.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROWLEY RD TOPSFIELD MA 019831028, TOPSFIELD, MA 01983-1028

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 1, 2019
Property Address	7 ROWLEY RD, TOPSFIELD, MA 01983-1028
Document Number	37416-470
Book / Page	037416 / 000470
Instrument Date	Mar 21, 2019
Instrument	1003650
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 ROWLEY RD TOPSFIELD MA 019831028, TOPSFIELD, MA 01983-1028

Tax Assessment & Valuation

The 2025 property tax bill for 7 Rowley Rd was $13,951, up 2% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,951.00 (+2.04%)	$930,700 (-) Land $392,000 Building $538,700	$992,180
2024	$13,672.00 (+9.87%)	$930,700 (+13.68%) Land $392,000 Building $538,700
2023	$12,444.00	$818,700 Land $379,000 Building $439,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Rowley Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Rowley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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