7 Rowley Ct, Cincinnati, OH 45246 Property Records

Hamilton County property record for 7 Rowley Ct, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,959 sqft · built 2002
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (May 2014)
Tax Bill	$7,672 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`596-0014-0025-00`

Property Details

APN / Parcel Number

Primary APN	`596-0014-0025-00`
Alternative APN	`0020977`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	4,908 sqft
1st Floor Area	1,908 sqft
2nd Floor Area	651 sqft
Basement Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,596 sqft (0.381 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7 ROWLEY CT
City	CINCINNATI
State	OH
Zip	45246-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROWLEY CT .3815 AC LOT 7 IRISH WAY SUB
Legal Subdivision	IRISH WAY SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	GLENDALE
Census Block Group	1
Census Block	1001
Census Tract	22400

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 17, 2025	Transfer on Death Deed, Transfer
Sep 18, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2014 · Amount on Record
Deed Sale	May 5, 2014 · Amount on Record
Prior Sale	Jan 11, 2010 · Amount on Record
Deed Document Number	201442887
Deed Book / Page	12598 / 1979
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851

Mortgage

Document Number	0000078035
Date	Nov 2, 2023
Book Page	15035/2211
Instrument	2023-0078035

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131197
Date	Oct 28, 2021
Book Page	14533/2648
Instrument	2021-0131197

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2025
Property Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851
Document Number	0000053932
Book / Page	15459 / 675
Map Reference	MB 352 PG 84
Instrument Date	Jul 10, 2025
Instrument	2025-0053932
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ROWLEY CT, GLENDALE, OH 45246-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	7 ROWLEY CT, CINCINNATI, OH 45246-3851
Document Number	0000113612
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AGENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROWLEY CT CINCINNATI OH 452463851, CINCINNATI, OH 45246-3851

Mortgage

Document Number	0000113612
Date	Oct 29, 2020
Book Page	012819/000796
Instrument	113612

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Glendale Village
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,672.00 (+21.05%)	$111,307 (-) Land $12,670 Building $98,637	$318,020 (-) Land $36,200 Building $281,820
2024	$6,338.00 (-0.66%)	$111,307 (-) Land $12,670 Building $98,637
2023	$6,380.00 (-0.19%)	$111,307 (+22.52%) Land $12,670 Building $98,637	$318,020 (+22.52%) Land $36,200 Building $281,820
2022	$6,392.00 Homeowner's exemption	$90,850 Land $12,240 Building $78,610
2020			$259,570 Land $34,970 Building $224,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENDALE VILLAGE PWS serves 2,500 people · EPA ID OH3100712
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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