7 Ross Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 7 Ross Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,179 sqft · built 1954
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2023)
Tax Bill	$7,622 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0039 B:0007 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0039 B:0007 L`
Alternative APN	`996`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,179 sqft Living Area
Gross Area	2,798 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,179 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	996
Street Address	7 ROSS RD
City	TOPSFIELD
State	MA
Zip	01983-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Block	7
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2010
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 ROSS RD, TOPSFIELD, MA 01983-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage INSTITUTION FOR SVGS NEWBURYPO
Jun 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Jun 22, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	20232560
Deed Book / Page	41626 / 92
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Recording Date	May 11, 2026
Property Address	7 ROSS RD, TOPSFIELD, MA 01983-1618
Document Number	043377-471
Book / Page	43377 / 471
Instrument Date	May 5, 2026
Instrument	20261210
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSS RD, TOPSFIELD, MA 01983-1618

Mortgage

Document Number	0000001210,
Date	May 11, 2026
Book Page	43377/471
Instrument	20261210

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	7 ROSS RD, TOPSFIELD, MA 01983-1618
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042766-79
Date	Jun 11, 2025
Book Page	42766/79
Instrument	20250611000690

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 22, 2023
Property Address	7 ROSS RD, TOPSFIELD, MA 01983-1618
Document Number	0041626-92
Book / Page	41626 / 92
Instrument Date	Jun 22, 2023
Instrument	20230622002560
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSS RD, TOPSFIELD, MA 01983-1618

Mortgage

Document Number	230622002570
Date	Jun 22, 2023
Instrument	230622002570

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,622.00 (+2.03%)	$508,500 (-) Land $331,700 Building $176,800	$486,400
2024	$7,470.00 (+5.73%)	$508,500 (+9.4%) Land $331,700 Building $176,800
2023	$7,065.00	$464,800 Land $320,600 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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