7 Robins Ct, Ridgely, MD 21660 Property Records

Caroline County property record for 7 Robins Ct, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,488 sqft · built 2006
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2017)
Tax Bill	$4,497 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-030274`

Property Details

APN / Parcel Number

Primary APN	`07-030274`
Alternative APN	`030274`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,025 sqft (0.253 acres)
Garage Type	Mixed
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	030274
Street Address	7 ROBINS CT
City	RIDGELY
State	MD
Zip	21660-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	11,025 SF LOT 79 N/S ROBINS COURT LISTER ESTATES
Legal Subdivision	ROBINS COURT LISTER ESTATES
Legal Lot Number	79
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2003
Census Tract	955201

Owner

7 Robins Ct is owned and occupied by two individuals who bought it in May 2017.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 12, 2017	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Jun 9, 2011 · Amount on File
Deed Document Number	20171256-347
Deed Book / Page	1256 / 347
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Recording Date	Apr 29, 2026
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Document Number	1783000351
Book / Page	1783 / 351
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7 ROBINS CT, RIDGELY, MD 21660-1945

Mortgage

Document Number	1783000351,
Date	Apr 29, 2026
Book Page	1783/351

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016130101
Date	Jan 18, 2023
Book Page	1613/101

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	9361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014830419
Date	Apr 8, 2021
Book Page	1483/419

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Document Number	0013780355
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ROBINS CT RIDGELY MD 216601945, RIDGELY, MD 21660-1945

Mortgage

Document Number	0013780355
Date	Oct 7, 2019
Book Page	001378/000355

Lender

Name	PENNYMAC
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Document Number	0012970202
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ROBINS CT RIDGELY MD 216601945, RIDGELY, MD 21660-1945

Mortgage

Document Number	0012970202
Date	Feb 13, 2018
Book Page	001297/000202

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 12, 2017
Property Address	7 ROBINS CT, RIDGELY, MD 21660-1945
Document Number	0012560347
Book / Page	1256 / 347
Map Reference	MB PC9 PL100
Instrument Date	Apr 28, 2017
Instrument	1256-347
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	GATEWAY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ROBINS CT, RIDGELY, MD 21660-1945

Mortgage

Document Number	0001256352
Date	May 12, 2017
Instrument	1256-352

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Robins Ct was $4,497 with a homeowner's exemption, up 3.3% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,497.00 (+3.28%) Homeowner's exemption	$302,267 (+4.29%)	$314,700 (-) Land $50,100 Building $264,600
2025	$4,354.00 Homeowner's exemption	$289,833	$314,700 Land $50,100 Building $264,600
2023	$4,014.00 Homeowner's exemption	$268,533	$277,400 Land $50,100 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Robins Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Robins Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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