7 Rivers Ln, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 7 Rivers Ln, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,406 sqft · built 1984
Lot Size	0.267 acres (11,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,081,000 (Jun 2026)
Tax Bill	$8,847 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:02 B:000 L:314`

Property Details

APN / Parcel Number

Primary APN	`STON M:02 B:000 L:314`
Alternative APN	`4417`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	3,446 sqft
Basement Area	1,456 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,635 sqft (0.267 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4417
Street Address	7 RIVERS LN
City	STONEHAM
State	MA
Zip	02180-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	314
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1005
Census Tract	337102

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Jan 4, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Sep 25, 2019	Quit Claim Deed, Transfer · Conventional with PMI EVERETT CO-OP BK
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	20262002344
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0001930035
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jun 23, 2026
Property Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Document Number	0002002344
Instrument Date	Jun 18, 2026
Instrument	20262002344
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 RIVERS LN, STONEHAM, MA 02180-1451

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jan 4, 2023
Property Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Document Number	0001930035
Instrument Date	Sep 1, 2022
Instrument	1930035
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIVERS LN, STONEHAM, MA 02180-1451

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869693
Date	Feb 11, 2021
Instrument	1869693

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Sep 25, 2019
Property Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Document Number	0000024360
Instrument Date	Sep 25, 2019
Instrument	24360
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIVERS LN STONEHAM MA 021801451, STONEHAM, MA 02180-1451

Mortgage

Document Number	24361
Date	Sep 25, 2019
Instrument	24361

Lender

Name	EVERETT CO-OP BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	7 RIVERS LN, STONEHAM, MA 02180-1451
Document Number	0000002078
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RIVERS LN STONEHAM MA 021801451, STONEHAM, MA 02180-1451

Mortgage

Document Number	0000002078
Date	Nov 20, 2018
Instrument	2078

Lender

Name	SALEM FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,847.00 (+0.63%)	$879,400 (+2.33%) Land $420,400 Building $459,000	$832,485 (-)
2025	$8,792.00 (+3.86%)	$859,400 (+7.52%) Land $400,400 Building $459,000	$832,485 (+4.51%)
2024	$8,465.00 (+4.33%)	$799,300 (+9.34%) Land $370,400 Building $428,900	$796,575
2023	$8,114.00	$731,000 Land $340,400 Building $390,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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