Buchanan County property record for 7 River Ridge Ter, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 15,000 sqft · built 1999 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,072 (2025) |
| APN | 07-3.0-06-000-000-001.007 |
| Primary APN | 07-3.0-06-000-000-001.007 |
|---|
| Building Area | 15,000 sqft Base Area |
|---|---|
| 1st Floor Area | 15,000 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 81,022 sqft (1.86 acres) |
| Street Address | 7 RIVER RIDGE TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-7761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-OR |
| Legal Description | SUB:RIVER RIDGE ESTATES LOT:7 BLK:0LGL DESC:PART L7 BEG 255' W OF NE COR OF SEC TH S 145.09' SW 270' NW 80' NW ALG CUL DE SAC 130' MOL N 240' E 270' TO POBB |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 2700 |
7 River Ridge Ter is owned and occupied by two individuals.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 RIVER RIDGE TER, SAINT JOSEPH, MO 64507-7761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7 River Ridge Ter was $3,072.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 | $53,880 Land $7,600 Building $46,280 | $283,590 Land $40,000 Building $243,590 |
| 2024 | $3,072.00 (+11.95%) | ||
| 2023 | $2,744.00 (-0.83%) | $50,850 (-) Land $7,600 Building $43,250 | $267,630 Land $40,000 Building $227,630 |
| 2022 | $2,767.00 | $50,850 Land $7,600 Building $43,250 | |
| 2021 | $267,630 Land $40,000 Building $227,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7 River Ridge Ter; there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 River Ridge Ter is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDREW COUNTY PWSD 2 serves 3,580 people · EPA ID MO1024005 |
|---|---|
| Water Source | Purchased groundwater from MO AMERICAN ST JOSEPH |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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