Beaufort County property record for 7 River Bend Dr, Okatie, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,292 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jan 2015) |
| Tax Bill | $2,294 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R60001500C01520000 |
| Primary APN | R60001500C01520000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 03927175 |
|---|---|
| Old Parcel Number | R60001500C01520000 |
| Street Address | 7 RIVER BEND DR |
| City | OKATIE |
| State | SC |
| Zip | 29909-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 82 OYSTER CAY PAR C-2 PB36 P200 |
| Legal Subdivision | CALLAWASSEE ISLAND |
| Legal Lot Number | 82 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 2202 |
7 River Bend Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 RIVER BEND DR, OKATIE, SC 29909-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2015 · Amount on File |
| Deed Sale | Jan 27, 2015 · Amount on File |
| Prior Sale | Dec 30, 2010 |
| Deed Document Number | 2015004034 |
| Deed Book / Page | 3375 / 1823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 7 RIVER BEND DR, OKATIE, SC 29909-4223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045921 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 4472/1829 |
| Instrument | 2025045921 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | 1 CREDIT UNION PLZ, CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Oct 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 7 RIVER BEND DR, OKATIE, SC 29909-4223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000067183 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3935/217 |
| Instrument | 2020067183 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Mar 1, 2045 |
The 2025 property tax bill for 7 River Bend Dr was $2,294, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,294.00 (-0.09%) | $17,740 (-33.76%) | |
| 2024 | $2,296.00 (+1.59%) | $26,780 (-) Land $6,000 Building $20,780 | $669,500 (-) Land $150,000 Building $519,500 |
| 2023 | $2,260.00 (+8.86%) | $26,780 (+73.63%) Land $6,000 Building $20,780 | $669,500 (+73.63%) Land $150,000 Building $519,500 |
| 2022 | $2,076.00 | $15,424 Land $4,600 Building $10,824 | $385,600 Land $115,000 Building $270,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 River Bend Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 River Bend Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 83% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWASSIE ISLAND private · serves 900 people · EPA ID SC0750041 |
|---|---|
| Water Source | Purchased surface water from BJW&SA |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
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