7 River Ave, Bradford, RI 02808 Property Records

Westerly Town property record for 7 River Ave, Bradford, RI 02808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1995
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2013)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:23 B:59`

Property Details

APN / Parcel Number

Primary APN	`WEST M:23 B:59`
Alternative APNs	`M:023 B:59 L` `12000465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12000465
Street Address	7 RIVER AVE
City	BRADFORD
State	RI
Zip	02808-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	59
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1009
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:23 B:59

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 RIVER AVE, BRADFORD, RI 02808-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2013 · Amount on Record
Deed Sale	Dec 05, 2013 · Amount on Record
Prior Sale	Sep 04, 2012 · Amount on Record
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 RIVER AVE, BRADFORD, RI 02808-1218
Document Number	2020-5230
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIVER AVE WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-5230
Date	Nov 16, 2020
Book Page	002020/025230
Instrument	5815

Lender

Name	BANK OF ENGLAND MTG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,589.00 (-10.23%)	$364,200 (+21.48%) Land $155,400 Building $208,800
2023	$2,884.00 (+0.63%)	$299,800 (-) Land $111,000 Building $188,800
2022	$2,866.00	$299,800 Land $111,000 Building $188,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2014 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 45 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.