Fluvanna County property record for 7 Ripping Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,324 sqft · built 2005 |
| Lot Size | 1.52 acres (66,255 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 7 97 |
| Primary APN | 18A 7 97 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| Gross Area | 5,912 sqft |
| 1st Floor Area | 2,324 sqft |
| Basement Area | 2,324 sqft |
| Unfinished Basement | 2,324 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 66,255 sqft (1.52 acres) |
| Terrain | Steep |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8635 |
|---|---|
| Street Address | 7 RIPPING CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 999-2300 CROFTON-7 LOT 97 66,257 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 9 |
| Legal Lot Number | 97 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20104 |
Source: Fluvanna County assessment roll, APN 18A 7 97, as of June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 RIPPING CT, PALMYRA, VA 22963-3359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNI |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Dec 22, 2017 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2017 |
| Deed Sale | Dec 22, 2017 |
| Prior Sale | Sep 29, 2005 · Amount on Record |
| Deed Document Number | 20174108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 7 RIPPING CT, PALMYRA, VA 22963-3359 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210005239 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 210005239 |
| Name | UNIVERSITY OF VIRGINIA COMMUNI |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 7 RIPPING CT, PALMYRA, VA 22963-3359 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 200002028 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 200002028 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 22, 2017 |
| Property Address | 7 RIPPING CT, PALMYRA, VA 22963-3359 |
| Document Number | 1704108 |
| Map Reference | PB 86 PG 412 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 1704108 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 RIPPING CT, PALMYRA, VA 22963-3359 |
| Document Number | 1704109 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 1704109 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll as of June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,780 (-) Land $31,000 Building $468,780 | $499,780 (-) Land $31,000 Building $468,780 | |
| 2025 | $3,773.00 (+10.55%) | $499,780 (+23.59%) Land $31,000 Building $468,780 | $499,780 (+23.59%) Land $31,000 Building $468,780 |
| 2023 | $404,400 Land $31,000 Building $373,400 | $404,400 Land $31,000 Building $373,400 | |
| 2022 | $3,413.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 219 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system VA2065480, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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