7 Ridgewood Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 7 Ridgewood Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,579 sqft · built 2016
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Trust Names on File
Last Sale	$90,000 (Aug 2011)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-281-24`

Property Details

APN / Parcel Number

Primary APN	`089-281-24`
Alternative APN	`089-281-24-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	9,496 sqft (0.218 acres)
Terrain	Steep
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 RIDGEWOOD DR
City	BOULDER CREEK
State	CA
Zip	95006-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TR 337
Legal Subdivision	BEAR CREEK ESTATES
Legal Tract	337
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3000
Census Tract	120301

Owner

7 Ridgewood Dr is owner-occupied and held in a trust since January 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 RIDGEWOOD DR, BOULDER CREEK, CA 95006-9526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 13, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2011 · Amount on File
Deed Sale	Aug 5, 2011 · Amount on File
Deed Document Number	201131286
Last Transfer Date	Jan 7, 2020
Transfer Doc	0000001134
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2026
Property Address	7 RIDGEWOOD DR, BOULDER CREEK, CA 95006-9526
Document Number	0000009654
Instrument Date	Apr 21, 2026
Instrument	20269654
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7 RIDGEWOOD DR, BOULDER CREEK, CA 95006-9526

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	7 RIDGEWOOD DR, BOULDER CREEK, CA 95006-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TI SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000267
Date	Jan 4, 2017
Instrument	2017-0000267

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 13, 2020
Property Address	7 RIDGEWOOD DR, BOULDER CREEK, CA 95006-9526
Document Number	0000001134
Instrument Date	Jan 7, 2020
Instrument	1134
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7 RIDGEWOOD DR BOULDER CREEK CA 950069526, BOULDER CREEK, CA 95006-9526

Mortgage

Document Number	1135
Date	Jan 13, 2020
Instrument	1135

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Ridgewood Dr was $4,770, up 5.4% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,624 (+2%) Land $115,306 Building $264,318
2025	$4,770.00 (+5.37%) Homeowner's exemption	$372,181 Land $113,045 Building $259,136
2024	$4,527.00 (-1.59%)
2023	$4,600.00 (+2.47%)	$357,729 Land $108,656 Building $249,073	$752,490
2022	$4,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1982–2000)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ridgewood Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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